£24,000 after tax

On £24,000 a year your take-home pay is £20,801.40, or £400.03 a week. Income tax takes £2,284.20 and National Insurance takes £914.40, and every taxable pound falls in the basic rate band, so there is only one rate of tax to follow.

How this was worked out

1. Salary: £24,000
2. Personal allowance: £12,570. Payroll applies it as tax code 1257L, which gives £12,579 of tax-free pay.
3. Taxable income: £24,000 − £12,579 = £11,421
4. Basic rate: £11,421 × 20% = £2,284.20
5. Income tax: £2,284.20
6. National Insurance: (£24,000 − £12,570) × 8% = £914.40
7. Take-home pay: £24,000 − £2,284.20 − £914.40 = £20,801.40

Where £24,000 goes

The standard tax code's annual PAYE free pay of £12,579 covers roughly half of this salary. The other £11,421 is taxed at the basic rate, and that single band is the whole of your income tax bill.

National Insurance is 8% of the pay above £12,570. On £24,000 that comes to £914.40 for the year, which is less than half of the income tax figure.

If you pay into a pension

Putting five per cent of your salary into a workplace pension through salary sacrifice leaves you with £19,937.40 a year. The pension receives more than your take-home loses, because the sacrificed pay escapes both tax and National Insurance.

With a relief at source scheme the figure is £19,841.40, and with a net pay scheme it is £19,841.40. The take-home pay calculator lets you try a different percentage.

How £24,000 compares

This salary is £15,039 less than the median full-time salary in April 2025, which the Office for National Statistics put at £39,039. That median covers full-time employees who had been in the same job for at least a year.

A Scottish taxpayer on £24,000 keeps £20,841.07, a little more than elsewhere, because the Scottish starter rate of 19% applies to the first part of taxable income. That advantage shrinks as pay rises and has gone by the time salaries reach the mid thirty thousands; the page for a mid thirties salary shows the other side of that change.

Try other figures in the take-home pay calculator.

Questions

What is £24,000 after tax per week?

About £400.03 a week, which is the yearly take-home of £20,801.40 spread across the weeks of the year. That assumes the standard tax code and no other deductions.

Is £24,000 above the student loan threshold?

Not for any undergraduate plan, so none of them take a repayment. The postgraduate threshold is lower, and that loan would take £180 a year.

Does Scotland change the take-home on £24,000?

Slightly. A Scottish taxpayer on this salary keeps £20,841.07 a year because of the lower starter rate, compared with £20,801.40 in the rest of the UK.

Other salaries

• £21,000 after tax
• £22,000 after tax
• £23,000 after tax
• £25,000 after tax
• £25,500 after tax
• £26,000 after tax

These are whole-year estimates for 2026/27, with category A National Insurance and a tax code based on the allowance available at this income. The England, Wales and Northern Ireland baseline has no pension contribution or student loan; Scotland is shown separately. The full statutory Personal Allowance is £12,570. The tax code used for this estimate gives £12,579 of annual PAYE free pay, including any reduction in the allowance due to income. This is the payroll amount used in the calculation. Annual totals and rounded monthly or weekly figures can differ by pennies.