£24,000 after tax
Take-home pay
£20,801.40
On a salary of £24,000 (24k) you take home £20,801.40 a year in the 2026/27 tax year. That is £1,733.45 a month or £400.03 a week.
On £24,000 a year your take-home pay is £20,801.40, or £400.03 a week. Income tax takes £2,284.20 and National Insurance takes £914.40, and every taxable pound falls in the basic rate band, so there is only one rate of tax to follow.
| England, Wales and Northern Ireland | Scotland | |
|---|---|---|
| A year | £20,801.40 | £20,841.07 |
| A month | £1,733.45 | £1,736.76 |
| A week | £400.03 | £400.79 |
| A working day | £80.01 | £80.16 |
| An hour (37.5 hours a week) | £10.67 | £10.69 |
| Amount | |
|---|---|
| Salary | £24,000 |
| Income tax | £2,284.20 |
| National Insurance | £914.40 |
| Take-home pay | £20,801.40 |
How this was worked out
- Salary: £24,000
- Personal allowance: £12,570. Payroll applies it as tax code 1257L, which gives £12,579 of tax-free pay.
- Taxable income: £24,000 − £12,579 = £11,421
- Basic rate: £11,421 × 20% = £2,284.20
- Income tax: £2,284.20
- National Insurance: (£24,000 − £12,570) × 8% = £914.40
- Take-home pay: £24,000 − £2,284.20 − £914.40 = £20,801.40
Where £24,000 goes
Your personal allowance of £12,570 covers roughly half of this salary. The other £11,421 is taxed at the basic rate, and that single band is the whole of your income tax bill.
National Insurance is 8% of the pay above £12,570. On £24,000 that comes to £914.40 for the year, which is less than half of the income tax figure.
If you pay into a pension
Putting five per cent of your salary into a workplace pension through salary sacrifice leaves you with £19,937.40 a year. The pension receives more than your take-home loses, because the sacrificed pay escapes both tax and National Insurance.
With a relief at source scheme the figure is £19,841.40, and with a net pay scheme it is £19,841.40. The take-home pay calculator lets you try a different percentage.
How £24,000 compares
This salary is £15,039 less than the median full-time salary in April 2025, which the Office for National Statistics put at £39,039. That median covers full-time employees who had been in the same job for at least a year.
A Scottish taxpayer on £24,000 keeps £20,841.07, a little more than elsewhere, because the Scottish starter rate of 19% applies to the first part of taxable income. That advantage shrinks as pay rises and has gone by the time salaries reach the mid thirty thousands; the page for a mid thirties salary shows the other side of that change.
| Plan | Repayment a year | Take-home a year |
|---|---|---|
| Plan 1 | £0 | £20,801.40 |
| Plan 2 | £0 | £20,801.40 |
| Plan 4 (Scotland) | £0 | £20,841.07 |
| Plan 5 | £0 | £20,801.40 |
| Postgraduate loan | £180 | £20,621.40 |
| Type of scheme | Take-home a year |
|---|---|
| Salary sacrifice | £19,937.40 |
| Net pay | £19,841.40 |
| Relief at source | £19,841.40 |
Try other figures in the take-home pay calculator.
Questions
What is £24,000 after tax per week?
About £400.03 a week, which is the yearly take-home of £20,801.40 spread across the weeks of the year. That assumes the standard tax code and no other deductions.
Is £24,000 above the student loan threshold?
Not for any undergraduate plan, so none of them take a repayment. The postgraduate threshold is lower, and that loan would take £180 a year.
Does Scotland change the take-home on £24,000?
Slightly. A Scottish taxpayer on this salary keeps £20,841.07 a year because of the lower starter rate, compared with £20,801.40 in the rest of the UK.