UK money calculators
Clear answers to your money questions
Free UK calculators that give you the exact figure and show how it is worked out, using official GOV.UK rates for 2026/27.
Examples: take-home pay, £40,000 after tax, NHS Band 6, mortgage overpayment
Popular calculators
View all calculatorsTake-home pay
What you keep after tax, National Insurance, student loan and pension.
e.g. £40,000 salaryNHS pay
Take-home pay for every Agenda for Change band and pay point.
e.g. Band 6, EnglandMortgage overpayment
How much interest you could save by paying more each month or a lump sum.
e.g. £200 extra a monthPension take-home
What you keep from a pension after income tax.
e.g. £20,000 pensionStudent loan
What you repay each month on your plan.
e.g. Plan 2, £30,000 salaryTax bands and rates
Income tax bands, National Insurance and key thresholds.
2026/27 ratesHourly pay
What an hourly rate comes to a week, a month and a year.
e.g. £15 an hourStatutory Sick Pay
What you are paid when you are off sick, week by week.
e.g. 10 days off sickMaternity pay
Statutory Maternity Pay for each week of your leave.
e.g. £600 a week before tax
Money games
All gamesWhich pays more?
Two jobs: tap the one that takes home more.
10 roundsHigher or lower: house prices
Guess which place has the dearer homes.
New every daySavings challenge
The 1p and 52-week challenges, with a chart to print.
e.g. 1p a day
How it works
- Enter your detailsA few simple details, such as your salary or mortgage.
- Get your answerThe exact figure appears at the top of the page.
- See the workingEvery step, with links to the GOV.UK sources.