UK money calculators

Clear answers to your money questions

Free UK calculators that give you an estimate and show how it is worked out, using official GOV.UK rates for 2026/27.

Popular calculators

Take-home pay
What you keep after tax, National Insurance, student loan and pension.
e.g. £40,000 salary
Hourly pay
What an hourly rate comes to a week, a month and a year.
e.g. £15 an hour
NHS pay
Take-home pay for every Agenda for Change band and pay point.
e.g. Band 6, England
Mortgage calculator
Work out the monthly payment on a repayment, interest only or part and part mortgage, with the total interest and a table for each year.
Council tax
How much council tax is a month in 2026/27: the England average for every band, and the Band D charge for every council in England, Scotland and Wales.
Salary sacrifice
What giving up salary for a pension costs you in take-home pay.

Which pays more?
Two jobs: tap the one that takes home more.
10 rounds
Higher or lower: house prices
Guess which place has the dearer homes.
New every day
Guess the take-home
See a salary. Guess what lands in the bank each month.
10 rounds

Check work clothing, business mileage and pension tax relief, then keep a plan of what to do next.

Same income, different tax
Employee, self-employed and rental income compared at six incomes, with the employer's hidden cost.
Average salary in the UK
The median full-time salary, the range from low to high pay, and how it differs by region.
The 60% tax trap between £100,000 and £125,140
How losing the Personal Allowance puts a 60% rate on income between £100,000 and £125,140.

The 2026/27 tax year at a glance: every key rate on one page, with an image to save.
What changes in April 2027: confirmed, announced and still to be decided.
UK money deadlines: Self Assessment, Winter Fuel Payment, childcare codes and more, in date order.
Pension Credit, Attendance Allowance and Carer's Allowance: the amounts and the rules in three lines.