All calculators
Every calculator on the site, grouped by topic. Each one uses the official rates for 2026/27 and shows its working.
Pay and tax
Take-home pay
What you keep after tax, National Insurance, student loan and pension.
e.g. £40,000 salarySalary after tax
Take-home pay for common UK salaries in 2026/27, after income tax and National Insurance, with the working for each one.
Bonus tax
See what a bonus leaves you in 2026/27 after income tax, National Insurance, student loan and pension, and why the payslip it lands on looks heavy.
Pay rise
Enter your salary and your new salary, or the rise in pounds or as a percentage, to see how much more you take home a year and a month in 2026/27.
Self-employed tax
Work out income tax, Class 4 National Insurance and student loan on your self-employed profit for 2026/27, and what to put aside each month.
Child Benefit
Work out Child Benefit for your family in 2026/27 and how much the High Income Child Benefit Charge takes back, using both your incomes.
Hourly pay
What an hourly rate comes to a week, a month and a year.
e.g. £15 an hourPro rata
Your salary for part-time hours, and what you take home from it.
Salary sacrifice
What giving up salary for a pension costs you in take-home pay.
IR35
Take-home inside and outside IR35, side by side.
Tax code checker
Type in your tax code to see what each part means, how much tax-free pay it gives you, and whether it is the standard code for 2026/27.
Marriage Allowance
Check if you and your partner can claim the Marriage Allowance, and how much it saves your household in 2026/27, with the sum shown.
Corporation tax calculator
Work out a UK company's corporation tax, including marginal relief, short accounting periods and associated companies, with the sum shown.
Dividend tax calculator
Work out the tax on your dividends in 2026/27, band by band, after the dividend allowance and your other income. Every step shown.
Student loan
What you repay each month on your plan.
e.g. Plan 2, £30,000 salaryPension take-home
What you keep from a pension after income tax.
e.g. £20,000 pension
Public sector pay
NHS pay
Take-home pay for every Agenda for Change band and pay point.
e.g. Band 6, EnglandNHS maternity pay calculator
Work out your NHS maternity pay week by week: full pay, half pay plus SMP, then SMP alone. Agenda for Change rules, with the sums shown.
NHS pension calculator
See what you pay into the NHS Pension Scheme, what it costs after tax relief, and the pension you build each year in the 2015 scheme.
NHS pay rise 2026/27
The 2026/27 Agenda for Change pay rise for every NHS band and pay point in England and Scotland, and what it adds to take-home pay each month.
Teacher pay
Take-home pay for teachers in England, Wales and Scotland.
Homes
Mortgage calculator
Work out the monthly payment on a repayment, interest only or part and part mortgage, with the total interest and a table for each year.
Mortgage affordability
See the loan size that example income multiples give for one or two incomes, the price range with your deposit, and a monthly payment at your rate.
Mortgage overpayment
How much interest you could save by paying more each month or a lump sum.
e.g. £200 extra a monthHouse deposit
How long it takes to save a deposit, with the Stamp Duty included.
e.g. £250,000 homeRent affordability
The rent a typical income check would allow on your earnings.
Stamp Duty
Stamp Duty on a home in England or Northern Ireland.
LBTT
Land and Buildings Transaction Tax on a home in Scotland.
LTT
Land Transaction Tax on a home in Wales.
Savings and borrowing
Compound interest
See how savings grow with compound or simple interest, monthly additions and interest added monthly, yearly or daily. Year-by-year table included.
Loan repayment
Work out the monthly payment on a loan from the amount, the APR and the length, with the total interest and a year-by-year table.
Car finance
Work out the monthly payment, the final payment and the total cost of a PCP or hire purchase deal from the price, deposit, APR and length.
Inflation
See what an amount of money from one year is worth in another, using official ONS price indices, with the total and yearly rise in prices.
Percentage
Work out a percentage of a number, what percentage one number is of another, the percentage change between two figures, or add or take off a percentage.
Statutory pay
Statutory Sick Pay
What you are paid when you are off sick, week by week.
e.g. 10 days off sickMaternity pay
Statutory Maternity Pay for each week of your leave.
e.g. £600 a week before taxPaternity pay
Statutory Paternity Pay for 1 or 2 weeks of leave.
e.g. £600 a week before taxHoliday entitlement
Work out statutory annual leave from the days you work each week, from hours if your hours vary, or for part of a year if you start or leave.
Redundancy pay
Statutory redundancy pay from your age, service and weekly pay.
Everyday tax
VAT calculator
Add VAT to a net price or take it off a gross price.
e.g. £100 plus VAT
Games
Which pays more?
Two jobs: tap the one that takes home more.
10 roundsHigher or lower: house prices
Guess which place has the dearer homes.
New every daySavings challenge
The 1p and 52-week challenges, with a chart to print.
e.g. 1p a dayGuess the take-home
See a salary. Guess what lands in the bank each month.
10 roundsStamp Duty or not?
Pick the right tax bill for real UK homes: Stamp Duty, LBTT in Scotland or LTT in Wales, for first-time buyers and people moving home.
10 rounds
Rates and thresholds
Rates and thresholds
Income tax bands, National Insurance and key thresholds.
2026/27 ratesMinimum wage
National Living Wage and National Minimum Wage rates by age for 2026/27, the rise from last year, and what the hourly rate comes to.