Stamp Duty on £225,000 in 2026/27
Stamp Duty Land Tax on a price of £225,000 comes to £2,000 for a home mover in England or Northern Ireland in 2026/27. The figure is £0 for a first-time buyer and £13,250 for a second home.
Stamp Duty to pay
£2,000
That is 0.89% of the price
| Part of the price | Rate | Tax |
|---|---|---|
| £0 to £125,000 | 0% | £0 |
| £125,000 to £225,000 | 2% | £2,000 |
| Total | £2,000 |
How this was worked out
- £0 to £125,000: £125,000 × 0% = £0
- £125,000 to £225,000: £100,000 × 2% = £2,000
- Total: £2,000
| Tax | Buyer | Total |
|---|---|---|
| Stamp Duty Land Tax | First-time buyer | £0 |
| Stamp Duty Land Tax | Moving home | £2,000 |
| Stamp Duty Land Tax | Buyer who will own more than one home | £13,250 |
| LBTT | Moving home | £1,600 |
| LTT | Moving home | £0 |
To reach £2,000, the price of £225,000 is cut at each band edge, and each slice pays only the rate for its own band. The table lists every slice of £225,000 and the tax it adds.
At £225,000 a first-time buyer gets the relief and pays £0. The £0 figure needs every buyer to be buying a first home, and the home must be where they will live.
The higher rates for an additional home add 5% to every band, so the tax on £225,000 rises to £13,250. A buyer replacing their main home does not normally pay the higher rates on a £225,000 purchase, within HMRC's time limits.
At £225,000, a buyer moving home pays £1,600 in LBTT in Scotland and £0 in LTT in Wales. LTT has no relief for first-time buyers, so £0 is also the figure for a first home in Wales.
Every figure for £225,000 is for a wholly residential freehold, or the premium on a lease, bought by a UK resident. The non-resident surcharge of 2% on each rate is not included in the £225,000 figures.
The Stamp Duty calculator works out the tax on prices above or below £225,000. The LBTT calculator and the LTT calculator show the working behind £1,600 and £0.