£20 an hour is how much a year?
A year before tax
£39,000
At £20 an hour for 37.5 hours a week, you earn £39,000 a year before tax, or £3,250 a month.
Calculators
Hourly pay
What an hourly rate comes to a week, a month and a year.
e.g. £15 an hourPro rata
Your salary for part-time hours, and what you take home from it.
At £20 an hour on a 37.5 hours week, the yearly salary is £39,000, almost exactly the median full-time salary in April 2025. Monthly pay is £3,250 and weekly pay £750. Take-home in England is £31,601.40 a year.
| Hours a week | A week | A month | A year |
|---|---|---|---|
| 20 | £400.00 | £1,733.33 | £20,800.00 |
| 35 | £700.00 | £3,033.33 | £36,400.00 |
| 37.5 | £750.00 | £3,250.00 | £39,000.00 |
| 40 | £800.00 | £3,466.67 | £41,600.00 |
| Pay period | England, Wales and Northern Ireland | Scotland |
|---|---|---|
| A year | £31,601.40 | £31,546.42 |
| A month | £2,633.45 | £2,628.87 |
| A week | £607.72 | £606.66 |
A salary right at the middle
Half of full-time workers earned more than the median in April 2025 and half earned less. A full-time job at £20 an hour sits just below that line, so it gives a fair picture of a middle full-time salary in the UK.
The salary after tax page for the same yearly figure gives the full working, with student loans and pension choices. On a 40 hours week the pay rises to £41,600, clearly above the median.
Tax, National Insurance and take-home
In England, Wales and Northern Ireland the income tax on a full-time year at £20 is £5,284.20. National Insurance is £2,114.40. Together they take roughly a fifth of gross pay, leaving £2,633.45 a month.
The top of the basic rate band is still more than ten thousand pounds of salary away. Scottish take-home on the same hours is £31,546.42, which is lower because Scottish workers pay the intermediate rate of 21% on a wide slice of this pay. The take-home pay calculator shows the full sum for either nation.
Longer and shorter weeks at £20 an hour
On 40 hours a week, take-home at £20 becomes £33,473.40. That is a rise of two and a half paid hours a week, all taxed at the basic rate. On 20 hours a week the gross pay is £20,800 a year. The page for a pound more an hour shows where a longer week starts to reach the Scottish higher rate.
Questions
How much is £20 an hour per year?
It is £39,000 a year for a 37.5 hours week, before tax. For a 40 hours week it is £41,600. Holidays are counted as paid weeks in both figures.
What is £20 an hour after tax per month?
Take-home is £2,633.45 a month on a 37.5 hours week in England, Wales and Northern Ireland, with no pension or student loan and the standard tax code.
Is £20 an hour an average wage?
On a standard full-time week it is very close to the median full-time salary in April 2025, which is the figure with half of full-time workers above it and half below.
Nearby rates
The main figures assume 37.5 hours a week and 52 paid weeks, including paid holiday. They are whole-year estimates for 2026/27, with category A National Insurance and a tax code based on the allowance available at this income. No pension or student loan is included. Scotland is shown separately from England, Wales and Northern Ireland. The full statutory Personal Allowance is £12,570. The tax code used for this estimate gives £12,579 of annual PAYE free pay, including any reduction in the allowance due to income. Your contract determines your paid hours and weeks. Annual totals and rounded monthly or weekly figures can differ by pennies.