Stamp Duty on £800,000 in 2026/27
Stamp Duty Land Tax on a price of £800,000 comes to £30,000 for a home mover in England or Northern Ireland in 2026/27. The figure is £30,000 for a first-time buyer and £70,000 for a second home.
Stamp Duty to pay
£30,000
That is 3.75% of the price
| Part of the price | Rate | Tax |
|---|---|---|
| £0 to £125,000 | 0% | £0 |
| £125,000 to £250,000 | 2% | £2,500 |
| £250,000 to £800,000 | 5% | £27,500 |
| Total | £30,000 |
How this was worked out
- £0 to £125,000: £125,000 × 0% = £0
- £125,000 to £250,000: £125,000 × 2% = £2,500
- £250,000 to £800,000: £550,000 × 5% = £27,500
- Total: £30,000
| Tax | Buyer | Total |
|---|---|---|
| Stamp Duty Land Tax | First-time buyer | £30,000 |
| Stamp Duty Land Tax | Moving home | £30,000 |
| Stamp Duty Land Tax | Buyer who will own more than one home | £70,000 |
| LBTT | Moving home | £54,350 |
| LTT | Moving home | £41,750 |
To reach £30,000, the price of £800,000 is cut at each band edge, and each slice pays only the rate for its own band. The table lists every slice of £800,000 and the tax it adds.
A price of £800,000 is above the £500,000 limit for first-time buyer relief, and a first-time buyer pays the same £30,000 as anyone moving home.
The higher rates for an additional home add 5% to every band, so the tax on £800,000 rises to £70,000. A buyer replacing their main home does not normally pay the higher rates on a £800,000 purchase, within HMRC's time limits.
At £800,000, a buyer moving home pays £54,350 in LBTT in Scotland and £41,750 in LTT in Wales. LTT has no relief for first-time buyers, so £41,750 is also the figure for a first home in Wales.
Every figure for £800,000 is for a wholly residential freehold, or the premium on a lease, bought by a UK resident. The non-resident surcharge of 2% on each rate is not included in the £800,000 figures.
The Stamp Duty calculator works out the tax on prices above or below £800,000. The LBTT calculator and the LTT calculator show the working behind £54,350 and £41,750.