Money Worked Out

Inner London teacher take-home 2026/27

Take-home pay a month

£2,549.60

£30,595.18 a year from a salary of £41,729.00

Your details

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Add TLR, SEN/ALN allowance or supply days
Allowances and supply

These allowances apply to qualified classroom teachers. Teaching and learning responsibility (TLR), special educational needs (SEN) in England and additional learning needs (ALN) in Wales. Enter the full annual value before any share is applied. You can hold one TLR1 or TLR2 plus TLR3 and one SEN or ALN allowance.

A blank responsibility share uses your hours. TLR3 is paid in full.

Leave blank for annual pay. Supply uses point salary only: remove allowances and set full time to 100%. Count part days here.

Same point salary before allowances and deductions, with no progression. England and Wales only.

Where your salary goes
A year
Point salary£41,729.00
Teachers' Pension (8.9%)£3,713.88
Income tax£5,087.22
National Insurance£2,332.72
Take-home pay£30,595.18

Choose Compare with last year to see the change in point salary.

How this was worked out
  1. Point salary: £41,729.00 × 100% = £41,729.00. Pay scale.
  2. Pensionable pay: point salary plus the allowances above = £41,729.00. TPS Regulations 2014, regulation 34(2)(a). The annual salary rate sets the tier. TPS contribution guidance (read from an archive copy). Overtime and back pay are not included when setting the tier.
  3. Pension: 8.9% of £41,729.00 = £3,713.88. Each annual component is rounded to pennies, half up, before adding it to gross pay. The annual tax estimate uses rest of UK rates and the standard tax code. Actual payslips can differ.
  4. Salary: £41,729
  5. Pension (net pay): £41,729 × 8.9% = £3,713.88, taken off before tax
  6. Personal allowance: £12,570. Payroll applies it as tax code 1257L, which gives £12,579 of tax-free pay.
  7. Taxable income: £38,015.12 − £12,579 = £25,436.12
  8. Basic rate: £25,436.12 × 20% = £5,087.22
  9. Income tax: £5,087.22
  10. National Insurance: (£41,729 − £12,570) × 8% = £2,332.72
  11. Take-home pay: £41,729 − £5,087.22 − £2,332.72 − £3,713.88 = £30,595.18

Supply covers teachers employed directly by a school or local authority. Agency supply is outside this calculator. Scotland uses different SNCT structures: TLR, SEN and supply are not modelled. The pay tables show point salary only. The annual tax estimate assumes the standard tax code and no other income.

Inner London has the highest teacher pay scale in England. The table uses the inner London scale from 1 September 2026 in the final School Teachers' Pay and Conditions Document 2026. An inner London teacher on M1 earns £41,729 and takes home £2,549.60 a month after deductions.

Inner London teacher take-home 2026/27
PointSalaryPensionTake-home a yearTake-home a month
Main pay range
M1£41,729£3,713.88£30,595.18£2,549.60
M2£43,713£3,890.46£31,882.39£2,656.87
M3£45,787£4,075.04£33,228.01£2,769
M4£47,961£4,268.53£34,638.50£2,886.54
M5£50,666£5,015.93£36,011.94£3,001
M6£54,131£5,358.97£38,440.20£3,203.35
Upper pay range
U1£59,650£6,263.25£41,400.05£3,450
U2£62,581£6,571.01£42,915.37£3,576.28
U3£64,684£6,791.82£44,002.63£3,666.89
Unqualified range
UQ1£29,336£2,170.86£22,906.63£1,908.89
UQ6£42,429£3,776.18£31,049.34£2,587.45
Leadership range
L_max£158,863£19,063.56£85,498.83£7,124.90
L_min£63,709£6,689.45£43,498.55£3,624.88

Pay scale: assets.publishing.service.gov.uk/media/6ad21656dfa45fcb6753cb0b/School_teachers_pay_and_conditions_document_and_guidance_2026.pdf, effective 1 September 2026

Where inner London pay applies

For teacher pay the inner London area covers the City of London and eighteen boroughs: Barking and Dagenham, Brent, Camden, Ealing, Greenwich, Hackney, Hammersmith and Fulham, Haringey, Islington, Kensington and Chelsea, Lambeth, Lewisham, Merton, Newham, Southwark, Tower Hamlets, Wandsworth and Westminster. The remaining London boroughs use the outer London scale.

Inner London main pay range

The inner London main range runs from £41,729 to £54,131. At M1, the pension contribution rate is 8.9%. At M4, the pension contribution rate is 8.9%. At M5, the pension contribution rate is 9.9%. The yearly pension deduction is £3,713.88 at M1 and £5,015.93 at M5.

M6 is the top of the inner London main range. At M6, all taxed pay is in the basic rate band. The pension comes off before income tax. Take-home at M6 is £38,440.20 a year, against £30,595.18 at M1.

The inner London upper pay range

The inner London upper pay range runs from £59,650 to £64,684. U1 is the first classroom point with pay taxed at the higher rate. Income tax at U1 is £8,783.10.

At U1, the pension contribution rate is 10.5%. At U2, the pension contribution rate is 10.5%. The yearly pension deduction at U2 is £6,571.01. The step from U1 to U2 keeps 51.7% of the gross rise as take-home. Take-home is £41,400.05 at U1, £42,915.37 at U2 and £44,002.63 at U3.

The leadership range starts at £63,709 and rises to £158,863, where take-home is £85,498.83. Unqualified teachers in inner London earn £29,336 to £42,429. The teacher pay calculator works out part-time pay, and the sources page links the pay document.

Questions

What does a new teacher in inner London take home?

On M1 of the inner London scale from 1 September 2026, a full-time teacher earns £41,729 and takes home £30,595.18 a year, or £2,549.60 a month.

Do inner London teachers pay higher rate tax?

U1 is the first classroom point with pay taxed at the higher rate. The estimate uses full-time point salary with the Teachers' Pension taken before income tax, no allowances and no student loans.

Is the inner London scale the 2026/27 scale?

Yes. The table uses the inner London scale from 1 September 2026. The final School Teachers' Pay and Conditions Document 2026 is published and the figures have been checked against it.