Money Worked Out vs Listen to Taxman
| Feature | Money Worked Out | Listen to Taxman |
|---|---|---|
| Scottish income tax | Yes | Yes |
| Enter your own tax code | Yes | Yes |
| Choice of pension method | Yes | No |
| Adverts | No | Yes |
| Third-party scripts | None | 14 found |
| Cookie banner | No | Yes |
| Shows the working | Yes | No |
| Tax year shown | 2026/27 | 2026/27 (dropdown 2026/27 back to 2000/01) |
| Take-home on £35,000 | £28,721.40 | £28,721.40 |
A payslip-style summary is useful for reading deductions, but its heading does not tell you whether it models one payday or a whole year.
Read what the salary input means
Listen to Taxman accepts several pay frequencies and annualises income for its summary. Money Worked Out's salary form also estimates annual deductions. The payslip comparison separates these forms from a named-period checker.
Check the code and the contribution method
Both forms accept a tax code and have Scottish settings. The code guide helps interpret the payroll instruction. Money Worked Out has explicit pension methods and written calculations; those entries are unconfirmed for Listen to Taxman's selected form.
Use the contribution-method comparison if you need to distinguish a deduction before tax from salary sacrifice.
Keep NI apart from Income Tax
Listen to Taxman's recorded main-form review found an NI category selector. Money Worked Out uses the standard employee category in its main salary estimate. The NI explanation describes the separate thresholds, while Income Tax bands describe the tax calculation.
How we checked
Each site's main calculator opened in Chrome and its HTML read on the check date. Features are true only when seen in the calculator, false when absent from the calculator, its menu and its sitemap, and unknown otherwise.
Test: £35,000 a year, England, no pension, no student loan, standard tax code, 2026/27. Small differences in the £35,000 test are expected. Money Worked Out uses the £12,579 of tax-free pay that the standard 1257L tax code gives on a payslip, as HMRC's own estimator does. A site that uses the £12,570 Personal Allowance instead shows £1.80 more Income Tax a year.
Checked on 3 October 2026.
Do both calculators support Scottish tax?
The Scottish setting was recorded in each selected main form. This does not verify every Scottish salary scenario.
Can Listen to Taxman's heading confirm cumulative payroll?
The checked summary had no period-number or year-to-date inputs. Its payslip wording does not establish cumulative processing.
Does Money Worked Out let me change the NI category?
The main form fixes the standard category. Select a form with the appropriate letter when checking a different category.
What does an unconfirmed pension row mean?
The saved evidence does not establish the required method choices in that form. It is not evidence that every pension feature is absent.