Clear answers to your money questions

• Take-home pay

  What you keep after tax, National Insurance, student loan and pension.

  e.g. £40,000 salary›

• Hourly pay

  What an hourly rate comes to a week, a month and a year.

  e.g. £15 an hour›

• NHS pay

  Take-home pay for every Agenda for Change band and pay point.

  e.g. Band 6, England›

• Mortgage calculator

  Work out the monthly payment on a repayment, interest only or part and part mortgage, with the total interest and a table for each year.

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• Council tax

  Find the average Band D council tax for any council in England, Scotland or Wales, with every band a year and a month and the single person discount.

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• Salary sacrifice

  What giving up salary for a pension costs you in take-home pay.

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• Which pays more?

  Two jobs: tap the one that takes home more.

  10 rounds›

• Higher or lower: house prices

  Guess which place has the dearer homes.

  New every day›

• Guess the take-home

  See a salary. Guess what lands in the bank each month.

  10 rounds›

• The 60% tax trap between £100,000 and £125,140

  How losing the Personal Allowance puts a 60% rate on income between £100,000 and £125,140.

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• Pension salary sacrifice in Scotland

  How Scottish Income Tax and UK National Insurance affect the cost of a pension contribution.

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• Additional Dwelling Supplement in Scotland

  How ADS adds a charge on the whole purchase price when Scotland's additional dwelling rules apply.

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Compare free UK pay calculators, including where another site does the job better →