What do you keep?

A £1,000 pay rise sounds simple. Guess how much of it reaches your bank account.

Round1 of 10
Score0
Streak0
  1. Round 1
  2. Round 2
  3. Round 3
  4. Round 4
  5. Round 5
  6. Round 6
  7. Round 7
  8. Round 8
  9. Round 9
  10. Round 10
Gross salary now

A £1,000 a year pay rise. How much more reaches your take-home over a full year?

This game uses annual 2026/27 Income Tax and employee National Insurance, with no pension or student-loan deductions. A real payslip can differ because of pay periods, allowances and other deductions.

How to play

Each round shows a gross salary and a £1,000 annual pay rise. Choose the amount of extra take-home pay you think remains over a full year. Salaries and tax nations change between rounds; the score and streak update as you go.

About the figures

The game uses the 2026/27 Income Tax and employee National Insurance rules for one full-time salary. It leaves out pension contributions, student-loan repayments, overtime and allowances. Scottish Income Tax bands differ, so some rounds use Scotland. This is a learning game, not a payslip forecast.

The pay rise calculator includes optional pension and student-loan deductions. For the full breakdown on one salary, use the take-home pay calculator. Try Guess the gross or Where does the money go? next.